About Us

About Us

We are the largest
financial expert in Kerala

KANNUR URBAN NIDHI LIMITED being a Company registered under the Companies Act, 2013, it automatically comes under the supervision of Ministry of Corporate Affairs (MCA) and its standards. Nidhi Company registered under Pursuant to Sub-Section (2) of segment 7 of the Companies Act, 2013 and rule of 8 of the organizations (Incorporation Rules, 2014) "Nidhi" signifies an organization which has been consolidated as a Nidhi. Main objective is to encourage and afford all facilities for cultivating thrift ,saving habits and to render all financial assistance to its member only by receiving long and short term deposits and in particular recurring ,fixed and other deposits, not being current accounts from the members as are allowed by law for Nidhi 01 Mutual Benefits Companies, and to grant loans to the members only as against securities of immovable properties (within City) and or on the security of deposits, movable such as gold, silver, jewellery, Kisan Vikas Patra, National Saving Certificates Scheme, insurance policies and other Government securities up on such terms and condition as may from time to time prescribed in law for Nidhi or Mutual Benefits Companies.

Kannur Urban Nidhi Limited has the rules and objectives of that are the same as a bank, but it is only in effect to someone (a members group) who has agreed or joined this agreement, as a bank, but to do business for Its Members only. So if the term is a quasi-bank, the rules and objectives of that are the same like the commercial bank, but this thing are only in effect to someone (a members group) who has agree/join on this agreement. If a bank, but not the one honoured to do business for public. The way we provide service to our members is far better than others and we are trying to make it much better as our aim is to provide extreme level service to people as well as to our nation. Providing a world class financial support, Kannur Urban Nidhi. is continuously securing the society, we live in; on the other side, creating all new service method spontaneously Kannur Urban Nidhi is presenting a pleasant way which will help human being to lead the life comfortably.Briefly, Kannur Urban Nidhi says to " Join us for Better Future "

Someone is sitting in the shade today, because someone planted a tree a long time ago...

Our Vision

Kannur Urban Nidhi is a trusted Govt. approved banking organization, which ensure the customer with 100% customer satisfaction service and economic growth. Our ability to cope with the rapid changes in the economy as well as the adaptation of modern technology & techniques makes us the best choice of customers.

Our Mission

Our mission is to provide greater service to the customer and there by assuring a better life style. We also ensure the easy banking & property loan for the welfare of the customer & the economy. Our mission for the effective economic growth ensure the quick business loans also.

Our Values

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Customer centricity

We continuously upgrade and innovate our practices to make our service more convenient and relevant for our client.


We deeply value the trust our client have in us and will give them no chance to think or feel otherwise.


We are honest in our ways and commit to not duping or taking undue advantage of our clients, rather pass on benefit to them all times.


Every action of ours is founded on and guided by a strong values system that we adhere to even at the most testing times.


Hear directly from our clients words..